Archive for September 18th, 2009

Direct Marketing is a Real Estate Investor’s Secret Weapon

What do you do when you have to get a property sold in a market that’s on a downward turn? Your first thought might be to slash the price and slap a listing on every website known to man. Unfortunately many like you have tried this option to no avail.

I find many listings with common mistakes like the one below from a townhome in my neighborhood:

“Small complex located in the heart of Burnaby Heights. Rarely available beautiful corner unit at very desirable Red Brick Heights. Only two years old, this gorgeous three bedroom, 2 bathroom unit is 1,375 square feet, also has a loft on the third floor. Oversized panoramic rooftop balcony with a beautiful view of the North Shore Mountains. Open plan with gourmet kitchen with real wood cabinets, stainless steel appliances with granite countertop and hardwood on the main floor. These high quality units do not last so be quick before it is gone. Low strata fee and well managed.”

Effective marketing here would start out by attempting to connect with the emotions associated with wanting to purchase the perfect property. You don’t want a prospective buyer to feel like they have an unlimited time to decide. On the contrary, you want them acting quickly before this dream property is sold to someone else. Unfortunately sellers do face the real fear many potential buyers have due to the many unknowns about the market. Thankfully, while they are repelled they are still drawn in by the hope of making money on a sound investment.

If you have to sell your house, you need to acknowledge that fear or the desire to make money ” not, as was done in the above example, try to create a fake sense of urgency. And you need to appeal to the positive emotions that might make someone want to buy a house even in troubled times.

Never start out an add to sell by simply listing features. You can’t just hope that the potential buyer will be swayed in a positive direction based on the homes statistics. Hardwood floors, great views, and stainless steel could be offered in every other home that’s on the market. What you should do is get to the root of their feelings about the home you’re selling. How will they feel when they walk through these doors or cook in the magnificent kitchen? Keep this in mind as you come up with the proper wording in your listing. Remember to try and tap into the emotional side of why they want to buy and then arrange the listing to tug on those emotions.

A professional copywriter would be able to able to craft an expert listing that would cause buyers to respond rapidly. I think my neighbor could have used some copywriting help in drafting the ad to sell their townhouse.

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Some Important Factors About Credit Scores And Home Loans

Getting a home loan is just like getting recognition at the end of each academic year in school. Before you are awarded of any recognition, you must comply with the requirements for such recognition.

Loans, on the other hand are equally important as credit cards especially for those individuals who aspire to have properties which they cannot immediately pay.

You now ask what kind of things that you can benefit from by having a good credit score. First of all, a good credit score can increase your chances of getting the loan you apply for and secondly, it will help you get certain jobs and programs that will require good credit score. These are the two main reasons why you need good credit score.

Repairing bad credit score will require you to have patience and also a little luck. It is something that you should do in order for you to live life comfortably and also a little easier for you and your family. By repairing your bad credit score as soon as possible, you will never miss out on any more great opportunities that will cross your path in the future.

In other words, possessing a bad credit score simply means you are giving the lender reason to get more money from you through giving you home loans with high interest payments. You want to secure a home loan because you do not have enough money to finance the purchase of your new home, and yet you will be given a financial burden if you insist on getting a home loan despite of your bad credit score. That would be a terrible situation for your part.

To know about your credit score, you can simply ask for it in several credit reporting agencies. They will be able to provide you with a numerical indicator of how much your credit rating rates and how much credit risk you are.

However, bear in mind that because of your bad credit standing, you will automatically become a great risk to the lender. Thus, expect that they will charge you higher interest rate as an assurance that you will be able to repay your home loans in the agreed period of time.

This is the first thing you have to do in order to stop your credit score from getting much worse than it already is. By cutting the source of negative credit reports, you will be well on your way to get a good credit score.

Research for the best available bad credit home loan offer in the market. You may prefer visiting various commercial lenders and financial institutions in your local area to know their terms and conditions as well as their rate of interest for home loans with bad credit score. In addition, a personal contact inside these financial institutions could be of great help in your credit problem.

With patience, you will see that in time, your credit score will rise and get rid of those negative reports that you had in the past. Always remember to keep paying your debts on time in order to continue have a good credit score.

Apart from these financial articles I write, I also have a website that is about hypotheek and hypotheekrente

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Bad Credit Mortgage Refinance

The property market has crashed, the stock markets have taken a beating, the unemployment figures are increasing, and the banks are being bailed out. Times are difficult and financial hardships are affecting many households across the nation. Personal finances can be stretched due to unemployment, and people can find themselves falling behind with their financial obligations. Even with bad debts there is a possible way out of this situation. If you meet the requirements bad credit mortgage refinance might the answer for some. Bad credit mortgage could be the way out of unaffordable mortgages and loan repayments.

The housing markets have seen mortgage rates slashed to record lows due the actions taken by the Federal Reserve. This is good news for homeowners with a not so perfect credit history because it opens up bad credit mortgage refinance as an option to solving the predicament they find themselves in.

In the current economic climate, Bad Credit Mortgage Refinance has prevented the repossession and loss of many family homes. By lowering mortgage rates and therefore lowering the house repayments, mortgage refinance can ease the financial pressures placed on families due to difficult circumstances like unemployment.

The adverse credit history that home owners can develop due to being unable to meet there financial obligations can be improved after successfully completing a bad credit mortgage refinance. After refinancing the lower mortgage repayments should be at a manageable level and payments will be made on schedule, and then in time this will result in a credit rating improvement which in itself will improve the financial outlook on the individual.

First time home buyers have an incredible opportunity this year, to receive a tax credit of $8,000 if they purchase a home. Bad credit home loans will provide citizens with less than perfect credit to realize the American Dream by purchasing a home. For those who have already purchased a home, have a low credit score, and wish to lower the monthly payment, bad credit mortgage refinance will allow them to keep their American dream.

Often, families with lower income and poor credit purchase older homes that need repairs, or smaller homes that cannot accommodate growing families. A bad credit mortgage refinance enables homeowners to expand their home by adding a room or sun porch. Families can use a bad credit refinance to water proof a basement, install energy efficient windows, add a dishwasher, or replace a broken furnace or air conditioner.

Experiencing the bereavement of a partner can result in the putting extreme pressure on the surviving partner and the familys finances. A solution to these financial difficulties might be through bad credit mortgage refinance. It could enable the surviving partner to continue to provide family security and continue to reside in the family home.

Bad credit mortgage refinance can also be helpful in the unfortunate case of divorce. The refinance can allow one party access money from the home’s equity to provide the other party with their share of the home’s equity. Doing this allows one spouse to remain in the family home, providing less of a disturbance to the children and easing the pain of the transition from being one family to two families.

Even with a bad credit history, a bad credit mortgage refinance can help property owners to release funds no matter what the situation. Bad credit mortgage refinance has been the solution for many families, improving their individual circumstances regardless of the reason. Whether it is unemployment, death of a family member, divorce or home renovations or repairs this could be the financial solution for you.

Johnny Hall writes about bad credit mortgage loans refinance and refinance a mortgage with bad credit

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As we all know, advertisement is one of the most important strategies for all types of business to succeed. If you happened to be in the industry of real estates, using Twitter Real Estate Marketing might be the best thing for you.

Nowadays, Real Estate is the most sought after job because it can really make good money. And for you to be able to bring your business into a success, you must think of ways on how to spread your business to the public. Engaging in social networking sites is the best solution because they provide a more open range than any other means of advertising. One way to do this is via Twitter Real Estate Marketing.

More and more companies nationwide claim that Twitter was really a big help for them in bringing their business to success. With Twitter, compromising with your customers will never be a problem. And if you happened to be a on the real estate industry, you can make it happen too.

Being a part of this social site, the next step is finding a way to create a connection with your soon to be ?followers?. Bear in mind that if you have more followers, there is also a higher chance for your business to grow because given the right line of attack; your followers will be convinced that you are doing a great business.

Expanding your connection in the world of Twitter is easy. You can pull a crowd as long as you know how to make the right strategy. And that is basically it. Start this by spreading a word about Twitter. Once you introduce or publicize your in account in Twitter, finding connection with the so-called ?followers? will follow. Use a photo in your profile for them to be able to know who they are working at. Tweet a lot. Be sure you make quality tweets. Be friendly with your followers. Find advertisers and find someone who has found advertisers as well. Advertise in your own unique style. Reply to their tweets and direct messages. And finally, learn how to encourage tweet at replies and direct messages.

Connecting with people is easy. But then again, keeping up this connection is the hardest part of it.

To sum things up, you must use a good strategy to bring out the power of your Marketing plan. And how can you do this? Follow this course of action. First, measure your follower growth everyday. Second, automate common tasks such as direct messaging and auto-following. Third, initiate follows with others and advertise your profile. And finally, convert your followers to high quality participants by communicating.

Generation of prospective consumer interest is the hardest job of every real estate professional. However, with the creation of these social networking sites, this can be achieved. Twitter Real Estate Marketing makes it certain, that success can easily be achieved.

And now I would like to invite you to claim your FREE DVD and Video Coaching, plus 15 Free web 2.0 blogs a $375.91 value From Mark Bradley – The Real Estate Web 2.0 Coach and X-Factor Real Estate Web 2.0 Secrets

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Property Investment Advice:

Everyone is well mindful of the today’s financial situation. Credit has been shut down, foreclosures are raining down and people all over the place are tightening their purses. The days of almost immediate returns in real estate via guessing, gambling and unethical methods are finished. Why then, do people keep requesting and giving property investment help? Simply put, because while the what was said before is very true the current economic situation has also provided a series of different real estate investment opportunities.

While this is no time for undisciplined investors hoping to make a quick buck, disciplined businessmen will learn that the cost of getting a home is at its lowest point in years.

Debt and the possibility of foreclosure have forced homeowners to sell their homes for 70% or less than their fair market value. Investors who do their homework will find this is a great time to obtain properties cheaply and either sell them immediately to larger investors for less but low risk profit or resell them for a more hefty profit once they have remodeled and renovated then.

There will forever be a market for appropriately priced homes and there are alternatives to an fast sale that can be equally advantageous. Leasing with the an option to buy at the end of the lease, for example, will give you at least sufficient income to pay for the mortgage and someone who is interested in a lease with an option is very likely seeking to purchase the home at some point.

Yes, the economy has stalled and everyone is|most people are| being hit by the consequence. The lack of credit and the continued layoffs have made smaller the number of people purchasing houses. But for those looking for property investment advice I will only say this: unique and exclusive chances are open to those who are smart and controlled enough to make the most of them.

Jason Myers is a professional writer and he writes as a hobby about apply for hud housing online. He’s also interested in apartments rent low income families.

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Moving into Low Rent Housing

During times of economic hardship, many people try to save money anyway they can. This is because they may not know if they will have a job tomorrow. One way you can save money is by moving out of your expensive apartment and into low rent housing.

Low rent housing can be found online. There are services that help you look for low rent housing. All you need to do is tell that what exactly you are looking for. Set the rent to the lowest amount and they will give you low rent housing in that price range.

If you do not want to find a low rent housing online, you can get the help of a realtor who deals with property management. If they manage many properties, they can probably find some low rent housing for you.

Look for low rent housing in the apartment rental magazines that you might see at the entrance to supermarkets. These magazines give you good idea about the rental conditions in a city.

Use apartment hunters if you do not want to search for low rent housing yourself. They make money from the apartment complex so they do not charge you anything for using them.

Try to talk to residents currently living in low rent housing. They can give you some clues as to whether the complex staff cares about the residents.

As with any house, you should walk through it before you rent and make sure it is clean and nothing is broken. Any cleaning and fixing you should tell the landlord and have them take care of it right away.

Natural disasters and theft can occur in low rent housing. To protect yourself you should get renters insurance. This insures your property up to the present value of your belongings. You should seriously consider this if you are living in a high crime area.

Marie Shantilly is a realtor who also manages several low rent housing. She has helped many families find cheap housing during her career as a realtor. You would like to find out further information on low rent housing, please visit her website.

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Rough river properties

The streets of Fresno run like a river with calREDD's blood, sweat …
All MLS conversions are rough, with few exceptions. But more times than not the MLS provider and vendor make it happen. I’ve never heard of a MLS provider going back to the old MLS system. What happen at Fresno MLS is unprecedented in …. In the right hands a fully functional CalREDD will give an agent/broker an unprecedented view into properties and trends across the state. If there is innovation at work here it is in these conversations and the market pressures that a …  read more…

Winnipeg Real Estate Listings by Greg Michie
The Greg Michie Team also has extensive experience representing rural properties in areas like St Andrews, West St Paul, East St Paul, St Clements and Lockport and we specialize in buying & selling Acreages, River Front Property and Executive … Maples – Tyndall Park – North End – West Kildonan – Garden City – Charleswood – Fort Garry – Whyte Ridge – St Norbert – Fort Rouge – Crescentwood – Riverview – Headingley South – River Heights – Tuxedo – Linden Woods – Brooklands …  read more…

Saber Blog » Whitewashing the L.A. River
Yet those corporate interests have no problem stealing the intellectual property of those artists in order to market to the youth. The American Recovery and Reinvestment Act (ARRA) included $6.5 million to ensure structural integrity, … Rough! You know good and well this was a few terrible people who initiated this. You know good and well that the majority of the people who see these places on the LA River love the art – follow the trail of low expectations. …  read more…

From Google Blog Search

Origin of the Diamond Trade
Diamonds, because of their radiance, elegance, superb quality and equivalent high value are typically thought of as being owned and adorned …  read more…

Dishonest Singapore Property Agents Cooks up SMU Story
Dishonest Singapore Property agent cooks up SMU story
by www.PropertyBUYER.com.sg

Tel: 6100 – 0608 sms: 9782 – 8606
Email: loans@propertyBUYER.com.sg

Recently a potential client c…  read more…

Some Brokerages Just Get It
It has been a rough couple of years in the real estate industry but there are plenty of brokerages that are still kicking and doing business. Now the landscape has definitely changed but brokerages th…  read more…

From GoArticles.com

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Resolved Question: Why do environmentalists cause more harm than good?

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Resolved Question: Jews of Iraq? What about them?

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Resolved Question: THE TEN COMMANDMENTS OF ISLaM?
1 Thou shalt behead apostates, pagans and violators of blasphemy laws, it is halal for you.

2.Thou shalt extort money from Christians and Jews, the future hell dwellers, and if they refuse, kill them. But do not hurt their women and children, it is haram for you. However thou shalt enslave them, rape them or sell them for profit, it is halal for you.

3. Thou art guaranteed paradise and 72 big bosomed houris (and/or charming young boys), along with other fringes, if you cough up big bucks and take a trip to Mecca. Poverty stricken chaps and losers among you who cannot afford the trip, can earn the same privileges and more by participating in Jihad and killing the infidels. The jihadis will get the additional bonus of sharing the booty and beautiful women from the captured infidel lands.

4. Thou shalt marry a maximum of four wives at a time, except for my messenger whom I have exempted from this limit since his needs are equal to the needs of 30 horny men. However Thou art allowed to change your wives at will for variety and maintenance of your harem quality by divorcing them and acquiring younger specimens. Old bags lose their charm and excitement and must be replenished with a fresh supply. Try to acquire younger and better looking ones preferably virgins, leave the older ones and ugliest for the losers and old fogies.

5. Thou art allowed to have unlimited number of slaves and captive women and have sex with them, it is halal for you. Gay guys among you will have to wait for their fun, we will provide them with charming young boys in paradise. Alcohol lovers, hold your horses until you make it to the paradise, there will be rivers flowing with wine, up there.

6. For those amongst you who have pedophilic tendencies, we have made underage children halal for marriage and your carnal pleasure. However let them keep and play with their dolls while you are at it so that their attention is diverted from their pain and shock. Thou art also allowed to marry your daughter in law in case you keep getting excited by her voluptuous body every time you happen to see her in skimpy clothes.

7 Thou can demand sex from your women any time and anywhere, even on a camel’s back. Thou shalt keep a lash or a green stick handy in case they refuse and need a good beating. However while doing it on a camels back with your wife, make sure that the hijab is maintained by keeping all yours and her body parts covered with the burka during the action. In case of doing it with your slave girl on a camel’s back hijab requirement is exempted, you are allowed to enjoy the sunshine and the fresh air along with her curves.

8. Thou shalt not listen to music, watch t.v. or go to the movies, these activities are haram for you. However thou shalt take your family to watch beheadings of apostates and kafirs, cutting of hands and feet of petty thieves, and stoning of adulterers, their viewing is halal for you.

9.Thou shalt not indulge in haram professions like selling non halal meat, food items with lard in it, or confectionary even with 1% liquor in it or working in interest charging banks and mortgage companies etc. Thou shalt only indulge in clean and halal means of earning livelihood like slave trading, looting infidel caravans and communities, killing Jews and acquiring their goods and properties, extortion of jizya and kharaj from captured lands, and booty earning bloody Jihads.

10. Ramadan Rules. Thou art not allowed the pleasure of eating or drinking during the fast (except for wives who have to taste food lest their husbands beat them up for cooking foul tasting food) but thou art allowed to kiss your wives, slaves (only female) and the women your right hand posses, to wait out the rough afternoon hungry period. Thou art not allowed to eat pigs but thou art allowed to pig out after breaking the fast. Thou art not allowed to have conjugal relationship during the fast but art allowed to break a fast with sex instead of food. Husbands are allowed to prohibit wives from fasting to keep the ladies fresh and beautiful for a romantic evening after a hard day of fasting.

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Creating a Blog and putting it in the World Wide Web has become a fashion. Nowadays, this fashion has emerged to a new method know as Blog marketing. This trend has not worldwide acceptance due to its efficacy. Creating a blog for personal reason or for professional reason, blogging can give you enough good result. Since the inception of this trend it’s now in huge demand. The increasing attractiveness for Internet, blogging is also going high in demand. This is the sole reason that blogging has become an inexpensive way for marketing of products and services.

However, real estate blog marketing can be used for real estate business to promote real estate services and products. There are many real estate business owners that are trying hard to find out a solid marketing tool so that they can promote business on the global screen.

Making of a blog is easy but it requires sheer dedication to make your blog a huge success over the Internet. Success of a blog is always important because there will be your competitor’s blog and they can produce real challenge for you on the Internet too. Also you need to look for the business success.

Creation of a blog needs sheer dedication and a blog cant become success without the much-needed exposure online. Success of a blog is really important as there will be your competitors online too and they can produce tremendous challenge for you. Therefore, you need to find out groundbreaking marketing tool through which you can draw business success.

So, announce such a blog to the Internet that can generate good amount of web traffic and revenue for you. If you have a blog and now want to go for the kill then make your blog informative and unique. Add some real estate tips and ideas to it. This will attract more web visitors for your blog. Real estate blog marketing is all about receiving web traffic and generating good revenue for further business enhancement. This is the reason why such marketing tool is creating enough buzz online.

Try to add more and unique content for your blog on a regular basis. Content part for a blog need to be informative and attractive. Information is what people prefer to look through Internet. If you can supply real estate information to web visitors that seeks for it then your blog is going to receive a huge success over the Internet.

Also you need update your blog on a regular basis so that it can go for tons of positive response. With such good real estate blog marketing strategy, more number of web traffic will come and you can get more comments for your blog. Another thing you need to remember while going for real estate blog marketing is that, a great readership base cannot be achieved overnight.

The real estate blog marketing stratagem is a real marketing machine if you can add RSS feeds to it then visitors can easily get your blog online. By this way you can create solid back links to your website that is vital from search engine point of view.

And now I would like to invite you to claim your Free X-Factor Profit Files and 15 Free Web 2.0 Blogs a $375.91 value. From Mark Bradley – The Real Estate Web 2.0 Guy and X-Factor Real EstateWeb 2.0 Secrets

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Sheffield Conveyancing Solicitors And Fraud In House Sales

One expects to be entering into a professional and legal arrangement where there is a mutual respect for the other’s interests when you visit anybody in the legal profession, or any other profession for that matter.

Now, this is not to say that one should not check out the repercussions of such a business deal, entering into any arrangement blindly, yet there is a certain amount of honour that one expects simply to be implicit within the bond.

Unfortunately, there are people who will take advantage of good natured people and use this to swindle them out of their money in any business, even the legal profession. When a crooked Sheffield conveyancing solicitor was found to be ripping of homeowner’s through systematic cheating, this was the unfortunate case.

The lawyer was well respected, not only in the community but in the legal circles that he frequented, working for a leading Sheffield law firm and had been a former partner within the firm. However, the mystery to the missing hundreds of pounds that had disappeared from his previous clients’ deals began to unravel and his scam was exposed after a client made a complaint about him.

This abuse of trust was made easy by his level of seniority in the company, which makes it all the more serious as he could have had access to much more funding, given more time to plan; the solicitor was in charge of arranging house sales which included a lot of money handling, providing him with an easy option to skim some extra money off the top of the company’s profits.

An internal audit revealed that, by demanding that cheques and invoices be made out to him as opposed to the firm’s name, he had been secretly pocketing money from conveyancing deals that belonged to the firm.

Although no clients technically lost any money because of his underhand dealings as the money was destined to go to the firm, this was still a clear case of gross misconduct and the solicitor has been struck off the legal register; the firm now has a long way to go in regaining their reputation as a top Sheffield law firm.

This abuse of power is despicable, however you should not allow one story about a crooked lawyer put you off seeking legal advice from solicitors; if you do have any queries about the conveyancing process then you should compare the market of Sheffield conveyancing solicitors, before deciding on one that you can trust.

Searching for a good Conveyancing Solicitor can be tough and expensive. If you are looking for Conveyancing Lawyers in Sheffield then TakeLegalAdvice.com has a free service to match your needs with the best law firm.

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Psychology Of Risk Management

Many new currency traders just dont know and understand the fact that risk analysis and money management is important in currency trading. Many think, Why money management has to be so boring and not sexy, when they hear the word money management. Its just this kind of behavior that gets average novice trader into trouble. Why money management is so boring?

Getting into a trade is thrill enough in itself at first glance. This is what most of the novice traders do in fact think that the currency market will do exactly what you want it to do and you will end up with a trade that can make you a lot of money. You seduce yourself into thinking that once you enter the trade, it will be honky dory. Everyone wants to make money and a lot of money.

You find out to your surprise for some reason or another market is not complying with the plan of making a lot of quick cash and is not going in the desired direction. Then all of a sudden it seems that the market is not at all cooperating. Instead, it is going in the wrong direction.

The gut feeling was so clear and compelling when you had entered the trade. It was a sure thing at that time. The trade couldnt go wrong in your opinion. Now it has gone so far in the wrong direction that you may have difficulty in getting out.

Do you know now that most of this evolution of a position gone bad has to do with you entering the market and risking real cash without having a plan, a stop and a tested money management system before entry. What to do now?

Most of us do not think it painful enough to change our thinking and take sound money management seriously until we suffer a few losing trades to bring the concept home. Now many of us have faced this type of a situation.

After making a number of losing trades you start wondering what the psychology of risk control is. The psychology of risk control sooner or later begins with genuinely believing that you will benefit from a risk control plan. You will experience less anxiety in your trading and will be able to implement your trading plan more consistently when you have mastered your psychology.

So instead of fearing a stop out when your trading system tells you that the trade has gone bad, think of it as getting a step closer to the winning trade. Never ever risk more than 2% of your equity on a single trade. So if you have a $10,000 trading account, the most you will lose on a single trade will be $200. By limiting your loss potential on each and every trade, you will reduce your level of stress and anxiety during trading.

As you gain confidence in your money management plan, you will begin to see the profits increase. Your pride will increase from generating greater profits from each trade. That increased pride will make you more confident in your abilities to become a successful trader.

Mr. Ahmad Hassam has done Masters from Harvard University. He is interested in day trading stocks and currencies. Develop your own Forex Trading System. Get Netpicks Forex Signals Free!

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